Zero-Cost Processing

GPA offers solid financial solutions to meet the provider's needs rather than trying to make a practice or facility fit the financial system. Unlike other firms, we provide a wide variety of financial solutions, one of which is our Zero-Cost Credit Card Processing.

Month after month, your merchant services clips takes 2.5 to 4% off the top of your earnings for giving your patients the convenience of using a credit card. This decreases your cash flow and gives them cash rewards.
For years, you've had to deal with decreasing reimbursements and the ever-increasing costs associated with operating your practice, combined with the uncertain future of what changes will ultimately be made to the Affordable Care Act. You can now reclaim the revenue that the banks have been charging you by passing the cost to the consumer. An insignificant amount to them represents a very significant amount to you when multiplied over the hundreds of patients you see each month.
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The Rules Have Changed



New rules allow merchants to add a fee for the use of credit cards.

This applies to all credit cards, but debit cards are not part of the change.

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How is this done?

Our patent-pending technology ensures regulatory compliance by determining whether a given card is a credit card or a debit card before the transaction is processed. Zero-Cost Credit automatically applies a fee whenever a credit card is swiped or entered so that you receive 100% of the amound of your sale.
Note: This can only be done when the merchant is in strict compliance with the new rules - PENALTIES ARE SEVERE

Zero-Cost Processing increases consumer fairness

Credit cards cost more to accept than cash or debit cards. Under the old rules, merchants were not able to add fees for the use of credit cards, so they passed on this cost to all customers.

When all customers bear the cost of credit cards, the average credit card user receives a subsidy of $1,133 each year from customers who choose cash or debit.

Patients' acceptance is high

This increases your bottom line (GPA Capital's Mission) and at the same time provides the patient with the choice of managing his payment methods. Passing this const on to the patient is now "common place" with the acceptance of airline bag fees, courier fuel surcharge, and "convenience fees" on online payments.