commercial

Commercial Loans

GPA Capital and its principals have been funding Commercial Loans since 1975. Given this knowledge, experience and well-seasoned network we can source a wide range of innovative and competitive loan solutions tailored to business owners. From individual investors to LLC’s, corporations and trusts.

GPA Capital’s unique approach includes a myriad of diverse loan products and funding sources punctuated by our ultimate goal.

GPA works closely with their clients in preparing the Loan Application Package

This is one of the major differentiators between us and the funding source – they expect you to do this time consuming project before you ever approach them. However, we can use our extensive resources to streamline this process and not only create a budget, but also identify the following:

  1. Amount of funds needed
  2. Identification of financial product(s) required
  3. Funds acquisition method
  4. The options for funding sources
finance

Commercial Real Estate Lending

Our team of commercial real estate experts can help provide lending and securitization solutions for a broad-range of asset classes, including:

  1. Acquisition financing
  2. Interim and bridge financing
  3. Mini-perm financing
  4. Permanent financing
  5. Rehabilitation and repositioning
  6. Construction financing

Fix-and-Flip Loans

GPA Capital offers a wide variety of “fix-and-flip” loans for the real estate investor looking to purchase and rehab an investment property. Our full offering of “fix-and-flip”, Construction, Cash Out, and Bridge Plus loan programs provide investors the ability to capitalize on the fantastic real estate opportunities nationwide (excluding Alaska, Hawaii, Idaho, Maine, Montana, Nevada, North Dakota, South Dakota and Vermont). At GPA Capital, we have a passion for real estate and providing the best financing solutions for real estate investors across the country as they pursue their real estate investing goals.

Business Term Loans

These loans can be secured or unsecured with a wide range of uses, including inventory, working capital, marketing, tenant finishes and more. Terms up to 120 months, fixed rate and no pre-payment penalty.

Non-Real Estate Lending

We offer a full line of traditional as well as non-traditional loans including accounts receivable financing, factoring, leverage buy-ins and buy-outs and many more customized (and creative) solutions.

Loan Underwriting

GPA Capital’s proprietary underwriting takes full advantage of cash flow analysis, variable budgeting and forecast. This gives allowing clients the capital needed for their business needs, including expansion, acquisitions and more. GPA recognizes that each situation is unique. We invest the time in you to review the best options to meet your specific needs and then do whatever it takes to carry them out.

Sourcing your capital needs

Having the knowledge of current capital sources, what they offer and their requirements is key. GPA, given its years of experience, has a wide range of funding sources and strategic alliances ranging from traditional loan funds to private capital. We explain all of your options and work aggressively to secure the resources you need. We work closely with different financial products, including...

  1. Traditional lenders
  2. Non-traditional capital sources
  3. Niche lenders
  4. Revenue enhancements to be leveraged
  5. Finance receivables and inventory
finance